Identity Theft

Keep Your Identity Safe with Identity Theft Shield from Bank of Louisiana

Having your identity stolen is a crime that can ruin your life for months or even years. When you are a victim of identity theft, your finances, credit and personal life are all affected.

Bank of Louisiana is committed to preventing identity theft by offering our Identity Theft Shield service and other resources to help you prevent identity theft from happening to you.

Identity Theft Shield

For a small monthly fee, Identity Theft Shield monitors your credit for suspicious activity. This helps you be proactive against threats to your identity. Applying for protection from Identity Theft Shield is easy. Just print this application, fill it out and bring it to either Bank of Louisiana office. We’ll take care of the rest.

Signs You May Be a Victim of Identity Theft

Your identity may have been stolen if you notice any of a number of suspicious signs:

  • Mistakes on any account statements (bank, credit card or other accounts) or on the explanation of benefits from your health plan.
  • Regular bills or account statements that arrive late or not at all.
  • Bills, collection notices or collection calls for products or services you never purchased or debts that don’t belong to you.
  • Unusual collection notices on your credit report
  • A surprisingly low credit score
  • You are turned down for a credit application, loan or job
  • A notice from the IRS that someone used your Social Security number
  • Mail, email or calls about accounts or jobs in your minor child’s name

Identity Theft Protection Tips

  • Shred any mail you receive with personal information or account numbers on it.
  • Secure all account documents in a locked safe or in a safe deposit box.
  • Have your mail stopped while you are out of town to prevent it from being stolen.
  • Do not carry your social security card or passport with you on a regular basis.
  • If you receive a phone call or email from someone asking for your personal information, do not give it out.
  • Do not open emails that seem suspicious, and never click on a link in an email unless you are certain it is safe.
  • Do you utilize online banking and bill pay options? Click here for tips on how to make online transactions safe and more secure.
  • Are you a business owner? Click here for tips on how to make online banking for your business safe and more secure.

My Identity has Been Stolen. Now What?

If any of these occur, flag your credit report with Equifax, Experian and TransUnion, the three nationwide credit bureaus. You should also order a credit report from each company and review it for unusual activity.

You should also go to www.ftc.gov/complaint or call 1-877-438-4338 (TTY: 1-866-653-4261) to start and complete an FTC Affidavit. Take the FTC Affidavit to your local police or the police in the area the identity theft occurred and file a police report (be sure to get a copy). The police report and FTC Affidavit together comprise your Identity Theft Report.