savings
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Top Five Savings Hacks
November 1, 2017
Categories: Savings
We all could stand to save a little more money. Whether it’s for an upcoming purchase, a rainy day fund or an emergency fund, saving money is a skill that benefits you throughout your life. It’s not easy to save, but Bank of Louisiana has some hacks that you can implement right away to start developing better habits. Set a Budget In order to know how much you can save, you need to know exactly how much you’re spending. Sit down and develop a monthly budget to track
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Eat This Not That
August 2, 2017
Categories: Budgeting, eat this, Personal Finance, Savings
Like many Generation X’ers we grew into adulthood alongside this viral diet books, which showcased the epitome of dieting in the late 2000’s. Now a decade or two later, there are still some relevant tips and tricks we’re excited to share here. See how Bank of Louisiana can help you switch up your spending, by eating THIS instead of THAT, to put some extra bang in your buck. EAT Dried Beans NOT Canned Beans: While many Americans are using canned beans as a pantry
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Money Advice from the Movies
July 19, 2017
Categories: Budgeting, Business Banking, Community Banking, Personal Finance, Retirement, Savings
Occasionally, even the best movies hold fantastic financial advice. We love these classic films and their timeless tales. At Bank of Louisiana we’re excited to share their hidden financial advice, and help you make the most of your money-management, (while cluing you into some great movies to watch along the way!) “You… you said… what’d you say a minute ago? They had to wait to save their money before they even ought to think of a decent home? Wait? Wait
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The Argument for a Monthly Money Meeting
June 14, 2017
Categories: Budgeting, Money Meeting, Savings
Whether you’re recently married, or you’re approaching your 30th anniversary, you know that money can be a topic of controversy among couples and families. Even in the most perfect relationships hardships happen, and decisions have to be made. At Bank of Louisiana, we think there is a helpful and long term tool that can help you have less conflict and more compromises while contemplating both goals and solutions. The answer is relatively simple, talk it out, however, the complicated part
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How to Save $1,000,000 for Retirement
June 7, 2017
Categories: Personal Finance, Retirement, Savings
Retirement, 401(k), stocks and bonds, the subject matter of saving for the long term isn’t often as appealing as saving for the short term. Perhaps that’s why nearly three-quarters of Americans are underestimating how much they’ll need for retirement. The United States is on the brink, if not already in, a retirement crisis. However, at Bank of Louisiana we believe retirement saving can still be easily accomplished, there are just a few steps to get started: The first thing
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5 Affordable Summer Vacations
May 31, 2017
Categories: Budgeting, General, Holiday, Seasonal
One of the best things summer brings, aside from the beautiful weather, is time to enjoy with your family. Whether that’s planning a fun weekend adventure, or carving out a week to go exploring, your kids are sure to remember these getaways for decades to come. After years of trial and error, we’ve discovered some ideal destinations where you can stay in budget while enjoying all the perks of your family’s time away. Wisconsin Dells, USA This midwestern hot spot
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The Latte Factor 101
May 10, 2017
Categories: Budgeting, Personal Finance, Savings
Making your way thru the drive through every morning before 7:30 may give you a refreshing start to your day, but at what cost? The ideology that coffee shops and other retailers capitalize on is the notion that these small expenditures add a little excitement to your day without a hefty bill. However, when you enjoy perks like these on a daily basis, they add up, and quick! Financial author, David Bach, is the mastermind behind the Latte Factor. This helpful calculator enables shoppers
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Which Style of Retirement is for You?
March 15, 2017
Categories: Retirement
Retirement is an exciting time where you can do anything you want, so long as you’ve saved! Before you decided to retire, it is important to determine what you want your life to look like during the decades you enjoy after your career. Many retirees venture to warmer weather, commit to lifelong hobbies, reconnect with family, or find a way to make a difference for others. At Bank of Louisiana we want to help you steer yourself in the direction you choose. Find out which retirement path is
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Basketball Quotes to Inspire Your Money Management
March 8, 2017
Categories: Budgeting, Personal Finance, Savings
“Don’t give up. Don’t ever give up!” Jim Valvano’s powerful words continually remind us to strive for success and continue working towards our financial goals. Whether your next opponent is saving for retirement, creating an emergency fund, or learning how to develop a budget, our experienced line-up of financial providers are here to offer the best exercises and advice: “If you’re not making mistakes, then you’re not doing anything. I’m
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Saving Until Spring: Rejuvenating and Renovating Your Home
February 22, 2017
Categories: Budgeting, Personal Finance, Savings
Spring is just around the corner, and so is realty season! Before you place your home on the market, see how you can add great value to your house with only $1,000 in key updates! To help you first save the funds necessary for these exciting renovations, Bank of Louisiana recommends the following steps: Cut Dining Out ($200/mo) Instead of venturing to a neighborhood restaurant once or twice a week, reserve those dollars for your home’s equity, and use these affordable recipes
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