savings
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How to Boost Your Retirement Savings
January 22, 2020
Categories: Budgeting, Personal Finance, Retirement, Savings
Maybe you are already off to a good start when it comes to saving for retirement, but there may be some ways in which you can amp it up. If you could boost your retirement savings even by a little now, it can pay off big time later! Here’s how: Step Up the 401(k) Most companies offer a matching contribution of up to three percent to your 401(k). If you aren’t taking advantage of this now, make sure you do so immediately. Once you have established this for a year, consider ramping
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Best Ways to Create a Money Goal for 2020
November 27, 2019
Categories: Budgeting, Personal Finance, Savings, Seasonal
With just a little work, you can map out your financial goals for the upcoming year. With money, it can seem overwhelming or tricky to know where to begin. Luckily, Bank of Louisiana is here to help! We’ve come up with some of our favorite ways you can create your money goal for 2020. Figure Out Your Finances The first step you should take is to calculate how much income you take in each month after expenses. You may feel that you have a good estimate, but once you start racking up all
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Have You Thought About These Holiday Saving Hacks?
November 20, 2019
Categories: Budgeting, Holiday, Personal Finance, Savings, Seasonal
It’s the holidays! As they come closer, you’ll want to be preparing your budget for the food and presents you’re buying. But, be careful not to overspend! Here are our top sanity-saving holiday hacks to follow. Be Frugal Online Use cashback apps like Ibotta and Ebates when you shop online for the holidays to save money and earn bonuses. There are also ways to earn free gift cards online when you take surveys, such as using a program like Swagbucks. Simplify Your Giving Don’t
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How to Rebuild Your Emergency Fund
November 6, 2019
Categories: Budgeting, Personal Finance, Savings
It finally happened - you had to spend your emergency fund. The good news is you had a fund, but the bad news is you spent it. Where do you go from here and how do you rebuild what you had? We wanted to offer some insight on ways you can begin to rebuild your emergency fund for the next rainy day. Say ‘Bye’ To The Unnecessary That gym membership and extra show subscription will have to be canceled for now. You can get by without, as saving for the next emergency is more important
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Spring Into Cash With These Top Savings Tips
April 3, 2019
Categories: Budgeting, Personal Finance, Savings
The grass is always greener on the other side of winter, but is your bank account? Make the most out of your spring by boosting your savings. All it takes is an idea and some creativity to make some green this spring! Skip the Gym Of course your health should take top priority in all seasons. However, it’s great to switch up your routine, not only for your health but potentially for your wallet! Now that the weather is warming up, you can look for some alternatives for working out. A
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Holiday Savings Plan
November 28, 2018
Categories: Budgeting, General, Holiday, Savings
The holidays are among us, but have you put together a savings plan? With all of the expenses hitting you at once, it’s important to have a plan of action. With the below tips and tricks, we believe you can keep your holiday shopping merry and bright. Make a List Create an entire list of every single expense you will have over the holidays. This can include presents, envelopes, stamps, cards, wrapping paper, bows, name tags, food, a tree, decorations and so forth. Once you create that
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Effective Old School Savings Tips
October 10, 2018
Categories: Budgeting, General, Savings
It’s not surprising to hear that your grandparents and parents were frugal when it comes to money. However, that leads us to ask, “How did they get so good at saving?” We’ve gone and found some of the best old school savings methods that are still guaranteed to help you with your funds. Enjoy! Patience Is Your Pal Nowadays, it seems like everyone spends money right away on things they may not need. Taking a few days to think about what you want to buy is a great way
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Top Five Savings Hacks
November 1, 2017
Categories: Savings
We all could stand to save a little more money. Whether it’s for an upcoming purchase, a rainy day fund or an emergency fund, saving money is a skill that benefits you throughout your life. It’s not easy to save, but Bank of Louisiana has some hacks that you can implement right away to start developing better habits. Set a Budget In order to know how much you can save, you need to know exactly how much you’re spending. Sit down and develop a monthly budget to track
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Eat This Not That
August 2, 2017
Categories: Budgeting, eat this, Personal Finance, Savings
Like many Generation X’ers we grew into adulthood alongside this viral diet books, which showcased the epitome of dieting in the late 2000’s. Now a decade or two later, there are still some relevant tips and tricks we’re excited to share here. See how Bank of Louisiana can help you switch up your spending, by eating THIS instead of THAT, to put some extra bang in your buck. EAT Dried Beans NOT Canned Beans: While many Americans are using canned beans as a pantry
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Money Advice from the Movies
July 19, 2017
Categories: Budgeting, Business Banking, Community Banking, Personal Finance, Retirement, Savings
Occasionally, even the best movies hold fantastic financial advice. We love these classic films and their timeless tales. At Bank of Louisiana we’re excited to share their hidden financial advice, and help you make the most of your money-management, (while cluing you into some great movies to watch along the way!) “You… you said… what’d you say a minute ago? They had to wait to save their money before they even ought to think of a decent home? Wait? Wait
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