SAve
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How To Save On Your Taxes
February 19, 2020
Categories: Budgeting, Personal Finance, Savings, Seasonal, Taxes
Are you kicking yourself for how you handled last year’s taxes? You can feel better about next year by learning a little bit about tax savings now. Consider Donations Not only is donating to charity a great way to give back to the community, but it is also a smart way to have a tax write-off. It needs to be a charity that is recognized by the IRS in order to do this. This will require some organization on your part over the course of a year. You will be required to have written
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How to Create a Family Budget
December 16, 2019
Categories: Budgeting, Family, Personal Finance, Savings
As your family grows, so will your budget - but where do you even begin when trying to make one? With all the demands of taking care of your family, it may be hard to find time to make a budget...and stick to it. However, you’ll be ecstatic once you start seeing your hard work pay off. Take a look at how you can begin creating your family budget with these starting points. Put Everything On The Table You’ll want to list your income and expenses - don’t leave anything out (even
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How to Save for Your Baby's Future
September 11, 2019
Categories: Budgeting, Family, Personal Finance, Savings
Blankets, gliders and toys galore - the list of items you need for your baby’s arrival seem like a mile long. The good news is that while some items like diapers and wipes are essential, baby can get along just fine without the matching crib and dresser set. What’s more important is planning for the days ahead. From braces to college, you can give your child a head start in life by saving for their future now. Here are some ways to start bulking up the savings! Get Insured Insurance
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4 Frugal Ways To Save On School Supplies
August 7, 2019
Categories: Budgeting, Family, Savings, Seasonal
School is back! While you’re working on gathering those school supplies, be sure you aren’t overspending on some of the essentials. We’re here to give a little advice on ways you can save on supplies, while making sure you still get everything on the list. Re-use Start by shopping at home. You have drawers full of unused highlighters and almost-new pencils. Yes, your child may whine that they NEED the new 144 pack of crayons, but they will be just fine with the boxes you’ve
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4 Ways to Save On Big Purchases
June 26, 2019
Categories: Budgeting, Personal Finance, Savings
Are you known to be “tight” with your money? Do your friends and family ever make jokes about your thrifty ways? Consider this a compliment! But what do you do when it comes time to replace a big ticket item or something beyond your spending limit catches your eye? You save! Here are some great ways to save on big purchases! 1. Know The Actual Costs Have you ever made a large purchase, only to find out that you also need to spend extra money on accessories, hidden fees and installation
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6 Simple Ways To Save
March 13, 2019
Categories: Budgeting, Personal Finance, Savings
Finding new and exciting ways to save can prove tricky. We’ve all heard of making a list before grocery shopping and sticking to it, as well as cutting cable and dropping unused gym memberships. Bank of Louisiana has put together some tried, trusted and simple ways to save to get your financial game back on track! Sign Up for Rewards There are rewards for just about everything these days. For example, gas, groceries, movies and clothing stores all offer different rewards programs. Credit
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Saving for Retirement: How Much Is Enough?
February 13, 2019
Categories: Budgeting, Personal Finance, Retirement, Savings
Over the years, we put away money for important events such as a baby, college tuition, a new car or house. Those tangible items make it worth the amount we set aside. However, retirement is a harder concept to grasp, as it is far off into the future. For this reason, we wanted to help shed some light on how much is actually enough when saving for retirement. How much do I save at my age? Trying to figure out how much to save at any age can be tough, especially when saving for other items.
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Saving For Retirement in Your 30’s
January 11, 2019
Categories: Budgeting, Retirement, Savings
Congratulations, after your roaring twenties, you have made it to the thriving thirties. Unfortunately, with another candle added to the cake comes another responsibility. People in their thirties have a very high amount of expenses from a house payment to the cost of little ones, which is why we wanted to offer the following solutions to saving. Automate Savings You have hopefully already begun a savings account for the other financial goals in your life. If not, no worries! You’ve likely
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5 Things to Teach Your Teens About Financial Literacy
July 18, 2018
Categories: Budgeting, Personal Finance, Savings
With your babies growing up, it’s never too soon to start teaching them the art of being fiscally responsible - but where do you start? According to the Council for Economic Education, only 17 U.S. states require high school students to take a personal finance class in order to graduate. Bank of Louisiana offers some great ideas on how you can begin teaching your child about financial literacy before they leave the nest. How does credit work? A lot of kids don’t know what credit
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When to SAVE and When to SPLURGE
August 9, 2017
Categories: Budgeting, Personal Finance, Savings
When you and your sweetheart set your budget each month, there are a variety of factors at play. Where can you get the best deals on groceries? How many date nights will you have each week? Do the kids have any sporting activities that require new equipment? At Bank of Louisiana, we recognize that everyone’s budget is different. No matter which categories you enjoy most, we’d love to showcase some great examples to help you find extra ways to save, and better identify which costs are
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