credit report
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The DO’s and DON’TS of Using Credit Cards
July 26, 2017
Categories: Budgeting, Personal Finance
Using a credit card is a great stepping stone to help boost your personal credit history. By proactively managing your ongoing finances, you can showcase to potential lenders that you know how to fulfill your repayment promises. What many people don’t know is that simply having a credit card does not automatically indicate an increase in your credit score. To help you succeed with your credit, Bank of Louisiana has put together our most commonly asked do’s and don’ts to using
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Why Checking Your Credit Score Matters
May 24, 2017
Categories: Personal Finance
Across television ads, online banners, and even chit-chat among relatives, the phrase, “Check your credit score,” seems to be popping up everywhere. If something so important needs constant reminders, why does it have such a key importance in your personal finances? Well, the truth is that it doesn’t, your financial actions do. A credit score is comprised of five different measures which indicate how you as an individual are perceived in terms of repayment and risk.
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Red Flags to Look for on Your Credit Score
April 19, 2017
Categories: Budgeting, Personal Finance, Savings
Everyone and their brother seem to be sharing the importance of checking your credit score, but once you have the information, how do you actually know what it means? At Bank of Louisiana, we want you to not only have the information about your personal finances but be able to understand and act upon it as well. If you see any of the following red flags while viewing your report, you may want to look into the appropriate remedies as quickly as possible. Missed or Late Payments Your
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