budget
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6 Tips to Budget for a Home Remodel
December 23, 2019
Categories: Budgeting, Personal Finance, Savings
Sticking to a budget is always a challenge, especially if it comes to a remodel within your home. That’s why we’re here to give you the structure you need for your newest renovation. Pull out the hammer and get ready for your home remodel the right way with these 6 budgeting tips. Prioritize What needs to get done first or what has been bugging you the most? Start there. That will be your first update and then go from here. You’ll need to know how much is too much, which means
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5 Commonly Missed Items In A Budget
May 22, 2019
Categories: Budgeting, Personal Finance, Savings
If you’ve crafted a budget for your household, you are already off to a great start to taking control of your finances in the most useful way possible! There are two things that can hinder a budget and your overall financial goals. They are first, not sticking to the budget and second, missing essential budget limits. Be sure to include these items in your budget now! Medical Bills Your health is never guaranteed. Because of this, it can be challenging to plan for the unexpected.
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Dreamin’ of Summer- Saving for Your Next Vacation
January 23, 2018
Categories: Holiday, Savings, Seasonal
The monotony of the day to day can get you down in the season of cold and gray. However, that beach on your screensaver doesn’t have to be an esteemed fantasy if you are ready to take some action. You can turn your ideal vacation into a reality by starting to save and plan that getaway now, before travel season hits in full. Create a Budget If you are thinking about a vacation, you are definitely going to need to establish a budget to keep your spending in check. Some budgeters swear
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Eat This Not That
August 2, 2017
Categories: Budgeting, eat this, Personal Finance, Savings
Like many Generation X’ers we grew into adulthood alongside this viral diet books, which showcased the epitome of dieting in the late 2000’s. Now a decade or two later, there are still some relevant tips and tricks we’re excited to share here. See how Bank of Louisiana can help you switch up your spending, by eating THIS instead of THAT, to put some extra bang in your buck. EAT Dried Beans NOT Canned Beans: While many Americans are using canned beans as a pantry
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The Argument for a Monthly Money Meeting
June 14, 2017
Categories: Budgeting, Money Meeting, Savings
Whether you’re recently married, or you’re approaching your 30th anniversary, you know that money can be a topic of controversy among couples and families. Even in the most perfect relationships hardships happen, and decisions have to be made. At Bank of Louisiana, we think there is a helpful and long term tool that can help you have less conflict and more compromises while contemplating both goals and solutions. The answer is relatively simple, talk it out, however, the complicated part
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How to Save $1,000,000 for Retirement
June 7, 2017
Categories: Personal Finance, Retirement, Savings
Retirement, 401(k), stocks and bonds, the subject matter of saving for the long term isn’t often as appealing as saving for the short term. Perhaps that’s why nearly three-quarters of Americans are underestimating how much they’ll need for retirement. The United States is on the brink, if not already in, a retirement crisis. However, at Bank of Louisiana we believe retirement saving can still be easily accomplished, there are just a few steps to get started: The first thing
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Fix-Up Your Budget
January 18, 2017
Categories: Budgeting, General, Personal Finance
HGTV’s latest hit show, Fixer Upper, has fans and home buyers looking for new ways to save and restore old homes. While Chip and Joanna have become experts in home renovation, they’re not too shabby when it comes to finances either. Using their home building skills and our banking knowledge we offer these top tips to help fix up your budget in 2017: Build a Strong Foundation Just as a home cannot stand without a solid base, neither can your personal finances. To begin
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‘Tis the Season of Giving: How-to Add Giving to Your Budget
November 22, 2016
Categories: Holiday, Personal Finance, Savings
The winter season is practically here, and so are the holidays! Make this time of year even more meaningful than usual, by adding giving to your list of annual traditions. There are a variety of ways that you can incorporate this philanthropic activity into your family’s schedule. Take a look at the top picks from our staff here at Bank of Louisiana: Donate Your Time. Speak with local charities and non-profit organizations to inquire about potential opportunities for you
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