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Preventing Phishing Schemes Over the Phone

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Preventing Phishing Schemes Over the Phone

As technology continues to advance, so do the tactics of many criminals. If you hear the classic attention-getter, “You’ve been selected as a winner…” chances are you know the call is a scam. However, nowadays people are receiving forged calls from loved ones, and corporations they currently work with, so how do you spot a fake call in 2016? Our staff at Bank of Louisiana would like to share these key signs to help you flag potential false calls:


Signs of a Scam

Many times there are some trigger words that indicate you are listening to a falsified conversation. If you hear any of the following, these phrases should signal your first red flag that something is not right:


  • You’ve been specially selected.
  • You have to act now!
  • We need your personal account information.
  • For a small fee you can claim your prize.
  • Your loved one needs emergency funds while traveling abroad.


How They Hook You

With the vast web at their fingertips, scammers are getting smarter, and using your own information to convince you of a scam. They may be claiming to be your bank, relative, or other visible social media connection. These criminals attempt to gain your trust by disguising as someone you know. Many times this is the hardest portion to judge, but a quick check of phone numbers, or message to your personal contact can help clarify the situation.


Why They’re Calling

Scam artists have a variety of reasons to call, the most common being profit. Often times it is not a personal vendetta, but a perceived target for criminal success. Here are some groups that may be at a higher risk than others:


  • Americans over the age of 60.
  • People with children or grandchildren.
  • Those who have been victim of a phone scam before.


When you receive a call from a questionable source, it’s always better to be safe than sorry. Never give out personal information without confirming the identity of the caller. If you answer a call that prompts a red flag, hang up immediately and block the number if you feel it was fraudulent.


For any further questions please don’t hesitate to reach out to our dedicated financial team!


Bank of Louisiana

Member FDIC

Equal Housing Lender