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  • May 25, 2021

    Categories: Budgeting, Personal Finance, Savings, Seasonal

    Spring is the perfect season for fresh starts, personal growth and positive changes. This season, along with the loads of spring cleaning and organizing, consider making your finances a priority. A great first step is to read through this practical guide to saving money!  1. Prepare for the heat by making sure your cooling system runs efficiently.  Summer is on its way which means you’ll be cranking the AC before you know it. The best way to cool your

  • January 6, 2021

    Categories: Budgeting, Personal Finance, Savings, Seasonal

    During 2021, we want everyone to focus on a few ways to enhance their life and habits. Financially, you are always able to make a change for the better and increase your savings. Bank of Louisiana offers helpful tips to break these five bad financial habits this year.  1. Impulse Buying  When you see an item you think you need to have and buy it instantly, that hurts your bank account. That item may be on sale somewhere else and that deal they are giving probably

  • December 30, 2020

    Categories: Budgeting, Holiday, Personal Finance, Savings, Seasonal

    As the new year quickly comes around, it’s time to consider what this year’s resolution will be. These resolutions aren’t about working out, eating healthy or losing weight – they're all about money. 2021 is the year to re-think your finances, stick to a budget and rid yourself of debt! Keep reading to find a resolution that works for you.  Build an Emergency Fund  If you haven’t started building an emergency fund, that’s the

  • December 8, 2020

    Categories: Budgeting, Holiday, Personal Finance, Savings, Seasonal

    As the holidays quickly approach, managing your money wisely becomes even more difficult. As you spoil your loved ones with gifts, celebrate the season with fancy dinners and go all-out on new decor, the budget tends to go out the window when the holidays come around. There’s no harm in enjoying the holiday season, but this blog will help you make sure you don’t enter January with empty pockets.  Set a Realistic Budget  Odds are, if you

  • November 19, 2020

    Categories: Budgeting, Holiday, Personal Finance, Savings, Seasonal

    The holidays are right around the corner which means it’s time to start crossing items off the gift list. Whether you’ve fallen victim to these mistakes before or are trying to avoid them this year, this list will tell you exactly what not to do when holiday shopping. Not saving in advance The holiday season has a way of sneaking up on customers, leading to lots of last minute shopping. We all are aware of when these gifts need to be bought, so why not set money aside to prepare?

  • November 12, 2020

    Categories: Cyber Security, General, Seasonal

    ‘Tis the season for spending time with family, making hot chocolate, building snowmen and, of course, buying presents! With the wonderful power of technology, we can surround the Christmas tree with gifts in just a few clicks. Keep reading to learn all about cyber safety while you shop this holiday season. Watch out for enticing ads. It’s common to come across pop-up ads or tempting deals while you’re browsing. While they’re sometimes legitimate, it’s smarter to

  • October 20, 2020

    Categories: Budgeting, Holiday, Personal Finance, Savings, Seasonal

    The holidays often sneak up faster than expected along with the many Christmas gift purchases. This year, go easy on your wallet by making extra income to set aside just for gifts. Life is always busy, but with some hard work and dedication there’s always time to make a little extra cash. Continue reading for some money-making ideas!  De-clutter and Sell  Odds are, there are countless items in your house that either don’t get used enough or aren’t necessary.

  • May 5, 2020

    Categories: Budgeting, General, Personal Finance, Savings, Seasonal

    Spring cleaning doesn’t just have to be about your house - sometimes your finances need a good dusting, too! We’ve put together some great and simple ways to clean up your finances and start fresh with your spending habits!  1. Clear Out the Paperwork  Paperwork from your finances can pile up quickly. Now’s a great time to file through those old papers, make digital copies in a safe place and put them in the shredder. Not only will this declutter your office space,

    Tags: finances, spring clean

  • April 9, 2020

    Categories: Budgeting, General, Personal Finance, Savings, Seasonal

    Maybe you’ve started a budget but have found it complicated, time-consuming and not worth it. In the spirit of springtime, consider cleaning up your budget and starting fresh. A new season means a new and improved budget! Find A Purpose What’s the reason you started a budget? Maybe you are saving for your wedding, or possibly wanting to reduce your debt. Whatever the purpose is, make it clear and remind yourself of the reason you started. This will give you motivation to continue

    Tags: budget, spring clean

  • February 19, 2020

    Categories: Budgeting, Personal Finance, Savings, Seasonal, Taxes

    Are you kicking yourself for how you handled last year’s taxes? You can feel better about next year by learning a little bit about tax savings now.  Consider Donations Not only is donating to charity a great way to give back to the community, but it is also a smart way to have a tax write-off. It needs to be a charity that is recognized by the IRS in order to do this. This will require some organization on your part over the course of a year. You will be required to have written

    Tags: SAve, Taxes