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  • November 27, 2019

    Categories: Budgeting, Personal Finance, Savings, Seasonal

    With just a little work, you can map out your financial goals for the upcoming year. With money, it can seem overwhelming or tricky to know where to begin. Luckily, Bank of Louisiana is here to help! We’ve come up with some of our favorite ways you can create your money goal for 2020. Figure Out Your Finances The first step you should take is to calculate how much income you take in each month after expenses. You may feel that you have a good estimate, but once you start racking up all

    Tags: money goal, savings

  • November 20, 2019

    Categories: Budgeting, Holiday, Personal Finance, Savings, Seasonal

    It’s the holidays! As they come closer, you’ll want to be preparing your budget for the food and presents you’re buying. But, be careful not to overspend! Here are our top sanity-saving holiday hacks to follow. Be Frugal Online Use cashback apps like Ibotta and Ebates when you shop online for the holidays to save money and earn bonuses. There are also ways to earn free gift cards online when you take surveys, such as using a program like Swagbucks. Simplify Your Giving Don’t

    Tags: holiday saving, savings

  • November 13, 2019

    Categories: Cyber Security, General, Holiday, Seasonal, Security

    The holidays have hit, which means criminals are out and about looking to steal whatever information they can. Retail fraud attempts increased by 30% during the holidays in 2017. Being extra aware this season will help you keep your money safe, online and in stores, by using some of these simple tips! Use Your Chip Card Cards have upgraded to now have an EMV chip included in them. This offers an extra layer of security, as the card generates a one-time code for the transaction. If your card

    Tags: cash safe, cybersecurity

  • October 2, 2019

    Categories: Budgeting, Holiday, Personal Finance, Savings, Seasonal

    The holidays set back many Americans into debt every year. Last year, the average incurred per person was around $1,000. It’s never too early to start deciding what your holiday budget will be so that you aren’t fretting over overwhelming debt in the new year. If you haven’t set up a budget before, the holidays are a perfect place to start.  1. Start with what you have.  Every budget should begin by calculating what you have. This means having an exact tally on what

    Tags: holiday budget, holiday spending

  • August 7, 2019

    Categories: Budgeting, Family, Savings, Seasonal

    School is back! While you’re working on gathering those school supplies, be sure you aren’t overspending on some of the essentials. We’re here to give a little advice on ways you can save on supplies, while making sure you still get everything on the list. Re-use Start by shopping at home. You have drawers full of unused highlighters and almost-new pencils. Yes, your child may whine that they NEED the new 144 pack of crayons, but they will be just fine with the boxes you’ve

    Tags: SAve, school supplies

  • April 24, 2019

    Categories: Budgeting, General, Mortgage, Savings, Seasonal

    There’s always that house in town that makes you stare a little longer. It’s either landscaped so beautifully that you can’t help but take in their attention to detail or it’s so terribly neglected with tacky lawn ornaments you can’t help but gawk. We hope that you are the former but if you are looking to spruce up your curb appeal while sticking to a reasonable budget, here’s what you can do. Power Wash Like You Mean It You may be surprised just how dirty

    Tags: curb appeal, Home

  • August 15, 2018

    Categories: Budgeting, Savings, Seasonal

    Summer is here and it’s a scorcher. How will we ever survive this heatwave, and still not break the bank on energy costs? Luckily, we’ve got all the best tips and tricks to keep your home cool on a budget. Invest in Thermal Curtains Getting blackout or thermal curtains will save you money over these sweltering months. By keeping the heat out, your air conditioning won’t have to work as hard every day to keep the house cool. This means big bucks will be saved! Keeping your blinds

    Tags: summer savings

  • August 8, 2018

    Categories: Budgeting, Family, Savings, Seasonal, Small Business

    Warm, sunny weather calls for a glass of ice cold lemonade. Now that the kids are out of school and looking for activities to entertain them, now is the perfect chance to teach them a little about finances. Here are a few quick tips to help teach your children how to be fiscally responsible. Have them buy the materials. When deciding to have a lemonade stand, it is important that your children know the value of money. By having them calculate the cost of the lemonade, sugar, cups, sign, sunscreen

    Tags: children, lemonade stand

  • July 25, 2018

    Categories: Budgeting, Family, Savings, Seasonal

    You deserve a little vacation with your hunny and children, but what can you do that won’t break the bank? Camping is the perfect solution for families looking for frugal fun! We’re here to share a few of the different ways camping saves you cash and packs in the entertainment. Cost Per Night Camping costs zero to $30 a night based on if you have to pay a fee to stay at a camping ground. That number looks tiny compared to the hundreds of dollars hotels cost per night. You may have

    Tags: camping, vacation

  • June 13, 2018

    Categories: General, Savings, Seasonal

    Many people realize that biking to work is better for the environment and healthier. You cut down on pollution, get some sunshine and trim your waistline with cycling. However, did you realize that ditching your car on the daily commute has the ability to bring you great savings? As of 2016, the Bureau of Labor Statistics estimated the average person spent $9,000 a year on transportation costs. When people first start thinking of cutting their costs, transportation isn’t typically first

    Tags: bike, commute