Seasonal
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How To Set Up Your Holiday Budget
October 2, 2019
Categories: Budgeting, Holiday, Personal Finance, Savings, Seasonal
The holidays set back many Americans into debt every year. Last year, the average incurred per person was around $1,000. It’s never too early to start deciding what your holiday budget will be so that you aren’t fretting over overwhelming debt in the new year. If you haven’t set up a budget before, the holidays are a perfect place to start. 1. Start with what you have. Every budget should begin by calculating what you have. This means having an exact tally on what
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4 Frugal Ways To Save On School Supplies
August 7, 2019
Categories: Budgeting, Family, Savings, Seasonal
School is back! While you’re working on gathering those school supplies, be sure you aren’t overspending on some of the essentials. We’re here to give a little advice on ways you can save on supplies, while making sure you still get everything on the list. Re-use Start by shopping at home. You have drawers full of unused highlighters and almost-new pencils. Yes, your child may whine that they NEED the new 144 pack of crayons, but they will be just fine with the boxes you’ve
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How to Boost Your Curb Appeal On a Budget
April 24, 2019
Categories: Budgeting, General, Mortgage, Savings, Seasonal
There’s always that house in town that makes you stare a little longer. It’s either landscaped so beautifully that you can’t help but take in their attention to detail or it’s so terribly neglected with tacky lawn ornaments you can’t help but gawk. We hope that you are the former but if you are looking to spruce up your curb appeal while sticking to a reasonable budget, here’s what you can do. Power Wash Like You Mean It You may be surprised just how dirty
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Keep It Cool - How to Survive the Summer Heat and Stay on Budget
August 15, 2018
Categories: Budgeting, Savings, Seasonal
Summer is here and it’s a scorcher. How will we ever survive this heatwave, and still not break the bank on energy costs? Luckily, we’ve got all the best tips and tricks to keep your home cool on a budget. Invest in Thermal Curtains Getting blackout or thermal curtains will save you money over these sweltering months. By keeping the heat out, your air conditioning won’t have to work as hard every day to keep the house cool. This means big bucks will be saved! Keeping your blinds
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The Lessons of a Lemonade Stand - Teaching Your Children the Fun Way
August 8, 2018
Categories: Budgeting, Family, Savings, Seasonal, Small Business
Warm, sunny weather calls for a glass of ice cold lemonade. Now that the kids are out of school and looking for activities to entertain them, now is the perfect chance to teach them a little about finances. Here are a few quick tips to help teach your children how to be fiscally responsible. Have them buy the materials. When deciding to have a lemonade stand, it is important that your children know the value of money. By having them calculate the cost of the lemonade, sugar, cups, sign, sunscreen
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How Much You Can Save by Camping on Your Vacation
July 25, 2018
Categories: Budgeting, Family, Savings, Seasonal
You deserve a little vacation with your hunny and children, but what can you do that won’t break the bank? Camping is the perfect solution for families looking for frugal fun! We’re here to share a few of the different ways camping saves you cash and packs in the entertainment. Cost Per Night Camping costs zero to $30 a night based on if you have to pay a fee to stay at a camping ground. That number looks tiny compared to the hundreds of dollars hotels cost per night. You may have
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The Savings of Bicycle Commuting and Why You Should Try It
June 13, 2018
Categories: General, Savings, Seasonal
Many people realize that biking to work is better for the environment and healthier. You cut down on pollution, get some sunshine and trim your waistline with cycling. However, did you realize that ditching your car on the daily commute has the ability to bring you great savings? As of 2016, the Bureau of Labor Statistics estimated the average person spent $9,000 a year on transportation costs. When people first start thinking of cutting their costs, transportation isn’t typically first
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Can You Save on Groceries From Gardening? What You Should Know Before Digging In.
June 6, 2018
Categories: eat this, Savings, Seasonal
Gardening isn’t for everyone, but if you are looking for ways to cut down on one of your greatest expenditures, your own home garden might be a great place to start! You don’t need to be a Master Gardener to see returns on getting your hands dirty. However, it helps to know a thing or two before digging in! Plan Your Space Getting your garden started can require a large input of costs. While you may be excited to begin, you can easily end up upside down in this hobby by not planning
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Simple Ways Going Green Can Save You Money at Home
May 16, 2018
Have you ever thought about making your household more environmentally friendly, but felt it would just be too expensive? Many homeowners are under this impression, even though they have a desire to reduce their carbon footprint. However, you don’t need to buy all new energy efficient appliances. In fact, going green and saving money can even go hand in hand. By merely adopting a few of these suggestions, you can decrease excess and expenses. Reduce Travel - Dealing with traffic on
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Dreamin’ of Summer- Saving for Your Next Vacation
January 23, 2018
Categories: Holiday, Savings, Seasonal
The monotony of the day to day can get you down in the season of cold and gray. However, that beach on your screensaver doesn’t have to be an esteemed fantasy if you are ready to take some action. You can turn your ideal vacation into a reality by starting to save and plan that getaway now, before travel season hits in full. Create a Budget If you are thinking about a vacation, you are definitely going to need to establish a budget to keep your spending in check. Some budgeters swear
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