Seasonal
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How To Save On Your Taxes
February 19, 2020
Categories: Budgeting, Personal Finance, Savings, Seasonal, Taxes
Are you kicking yourself for how you handled last year’s taxes? You can feel better about next year by learning a little bit about tax savings now. Consider Donations Not only is donating to charity a great way to give back to the community, but it is also a smart way to have a tax write-off. It needs to be a charity that is recognized by the IRS in order to do this. This will require some organization on your part over the course of a year. You will be required to have written
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Identity Theft Tips For This Holiday Season
December 11, 2019
Categories: Cyber Security, General, Seasonal, Security
Online shopping and in-store deals will bring everyone out this holiday season. This also means that with the shoppers come criminals. Identity theft is on the rise with all the different ways information can be stolen. Bank of Louisiana wanted to offer these top tips this season to help you keep your identity safe and secure. Use Secure Sites When you see an ‘s’ at the end of ‘http’ in the URL, that means the site has an SSL which means it’s secure. LifeLock states,
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Best Ways to Create a Money Goal for 2020
November 27, 2019
Categories: Budgeting, Personal Finance, Savings, Seasonal
With just a little work, you can map out your financial goals for the upcoming year. With money, it can seem overwhelming or tricky to know where to begin. Luckily, Bank of Louisiana is here to help! We’ve come up with some of our favorite ways you can create your money goal for 2020. Figure Out Your Finances The first step you should take is to calculate how much income you take in each month after expenses. You may feel that you have a good estimate, but once you start racking up all
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Have You Thought About These Holiday Saving Hacks?
November 20, 2019
Categories: Budgeting, Holiday, Personal Finance, Savings, Seasonal
It’s the holidays! As they come closer, you’ll want to be preparing your budget for the food and presents you’re buying. But, be careful not to overspend! Here are our top sanity-saving holiday hacks to follow. Be Frugal Online Use cashback apps like Ibotta and Ebates when you shop online for the holidays to save money and earn bonuses. There are also ways to earn free gift cards online when you take surveys, such as using a program like Swagbucks. Simplify Your Giving Don’t
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Tips to Keep Your Cash Safe Online & In Stores
November 13, 2019
Categories: Cyber Security, General, Holiday, Seasonal, Security
The holidays have hit, which means criminals are out and about looking to steal whatever information they can. Retail fraud attempts increased by 30% during the holidays in 2017. Being extra aware this season will help you keep your money safe, online and in stores, by using some of these simple tips! Use Your Chip Card Cards have upgraded to now have an EMV chip included in them. This offers an extra layer of security, as the card generates a one-time code for the transaction. If your card
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How To Set Up Your Holiday Budget
October 2, 2019
Categories: Budgeting, Holiday, Personal Finance, Savings, Seasonal
The holidays set back many Americans into debt every year. Last year, the average incurred per person was around $1,000. It’s never too early to start deciding what your holiday budget will be so that you aren’t fretting over overwhelming debt in the new year. If you haven’t set up a budget before, the holidays are a perfect place to start. 1. Start with what you have. Every budget should begin by calculating what you have. This means having an exact tally on what
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4 Frugal Ways To Save On School Supplies
August 7, 2019
Categories: Budgeting, Family, Savings, Seasonal
School is back! While you’re working on gathering those school supplies, be sure you aren’t overspending on some of the essentials. We’re here to give a little advice on ways you can save on supplies, while making sure you still get everything on the list. Re-use Start by shopping at home. You have drawers full of unused highlighters and almost-new pencils. Yes, your child may whine that they NEED the new 144 pack of crayons, but they will be just fine with the boxes you’ve
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How to Boost Your Curb Appeal On a Budget
April 24, 2019
Categories: Budgeting, General, Mortgage, Savings, Seasonal
There’s always that house in town that makes you stare a little longer. It’s either landscaped so beautifully that you can’t help but take in their attention to detail or it’s so terribly neglected with tacky lawn ornaments you can’t help but gawk. We hope that you are the former but if you are looking to spruce up your curb appeal while sticking to a reasonable budget, here’s what you can do. Power Wash Like You Mean It You may be surprised just how dirty
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Keep It Cool - How to Survive the Summer Heat and Stay on Budget
August 15, 2018
Categories: Budgeting, Savings, Seasonal
Summer is here and it’s a scorcher. How will we ever survive this heatwave, and still not break the bank on energy costs? Luckily, we’ve got all the best tips and tricks to keep your home cool on a budget. Invest in Thermal Curtains Getting blackout or thermal curtains will save you money over these sweltering months. By keeping the heat out, your air conditioning won’t have to work as hard every day to keep the house cool. This means big bucks will be saved! Keeping your blinds
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The Lessons of a Lemonade Stand - Teaching Your Children the Fun Way
August 8, 2018
Categories: Budgeting, Family, Savings, Seasonal, Small Business
Warm, sunny weather calls for a glass of ice cold lemonade. Now that the kids are out of school and looking for activities to entertain them, now is the perfect chance to teach them a little about finances. Here are a few quick tips to help teach your children how to be fiscally responsible. Have them buy the materials. When deciding to have a lemonade stand, it is important that your children know the value of money. By having them calculate the cost of the lemonade, sugar, cups, sign, sunscreen
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