Personal Finance
-
Most Common Money Mistakes to Avoid in Your 30s
September 23, 2020
Categories: Budgeting, Personal Finance, Savings
Welcome to your 30s! This time of life is exciting, eventful and often comes with many financial decisions. These decisions have a big impact on your future as well as the future of your family. We hope you can learn from others’ mistakes and make smart money choices for a bright and less stressful future. Avoiding the Retirement Planning No matter what age you are, retirement often seems too far off to
Read More -
5 Steps Towards Tackling Your Student Loans
September 16, 2020
Categories: Budgeting, Personal Finance, Savings
Whether you’re a current college student or have graduated and are ready to get rid of your debt, there’s no better time than now to start paying off your loans. It’s not an easy job, but the feeling and relief of being debt-free is unlike any other. Keep reading to learn the five steps to take towards getting rid of your student loans. 1. Pay more than the minimum No
Read More -
How to Start Building Your Emergency Fund
September 9, 2020
Categories: Budgeting, Personal Finance, Savings
Not only does having an emergency fund give you a peace of mind, but it can help you avoid the stress of being in debt. The best time to start building your emergency fund is now! If you’ve heard all about the importance of having this fund but aren’t sure how to get started, keep reading. Set a Goal The first step to building your emergency fund is figuring out how much you want to save. There are emergency
Read More -
I’m in Debt – What Should I Do?
September 2, 2020
Categories: Budgeting, Personal Finance, Savings
While struggling with debt isn’t uncommon, getting out of it as soon as possible is important. Student loans, car loans, credit cards and other payments can lead to your pile of debt getting bigger and bigger. So, what steps should you take if you are in debt? Keep reading to find out. 1. Clean Out Your House & Sell What You Don’t Use Start small and simply sell the things you don’t need. You’d be surprised
Read More -
7 Daily Habits That Will Save You Money
August 26, 2020
Categories: Budgeting, Personal Finance, Savings
Saving money doesn’t have to be complicated – there are habits to incorporate into your daily routine that will save you money in the long run. These tips are simple and easy to start but also very effective. It's time to take control of your finances and make some healthy changes! 1. Pay with cash Using a credit card for everyday purchases can be tempting and often lead to impulse buying.
Read More -
Retirement: What You Should Know
August 19, 2020
Categories: Budgeting, Investing, Personal Finance, Retirement, Savings
While retirement might sound lifetimes away, it sneaks up faster than you think. Many people wonder when to start saving for retirement, how to start, how much money they’ll need and more. We’ll answer those common retirement questions in this blog, so keep reading to find out. When to Start The time is now! If you are earning paychecks, start saving for retirement as soon as you
Read More -
How to be Responsible with Your Credit Card
August 12, 2020
Categories: Budgeting, Personal Finance, Savings
Credit cards have their benefits – building your credit score, earning rewards, convenience and more. They can also be dangerous if not used correctly. Since people often tend to spend more using credit cards rather than cash, it’s easy to get in over your head without realizing it. Keep reading to find out some great ways to be responsible when using your credit card. Don’t Spend What You Can’t Afford Just because
Read More -
How Can My Teenager Start Saving for the Future?
August 6, 2020
Categories: Budgeting, Family, Personal Finance, Savings
High school years are often tricky when it comes to money. Your teenager might have a part-time job, but how can they start using that money wisely and investing in their future? Keep reading to find out how you can guide your child towards smart financial decisions. Open a savings account and don’t touch it! The first step is for your child to open a savings account. Here they can stash a percentage of the money they’re making for future use. Time works wonders on money,
Read More -
Finance Tips for Newlyweds
July 30, 2020
Categories: Budgeting, Family, Personal Finance, Savings
Whether you’re getting married in the coming years or just recently said “I Do,” this exciting time of your life comes with things to think about and discuss. How you manage money will change and be adjusted once you get married, so planning it out beforehand is a must. Here are some tips for you and your partner to remember for after the wedding day. Talk about your debt Honesty is key in a relationship, which means it’s time to be honest
Read More -
Simple Money-Saving Advice for Big Families
July 23, 2020
Categories: Budgeting, Family, Personal Finance, Savings
With each new addition to the family, expenses rise and finances can become more difficult to handle. That’s no reason not to enjoy having a big family, though! With these simple and effective money-saving tips, you can maintain peace of mind knowing you’re handling your money in the best way possible. Check the Discount Stores Going to a thrift store or discount store is especially helpful when shopping for kids’ clothing. Since the day they’re
Read More