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  • November 19, 2020

    Categories: Budgeting, Holiday, Personal Finance, Savings, Seasonal

    The holidays are right around the corner which means it’s time to start crossing items off the gift list. Whether you’ve fallen victim to these mistakes before or are trying to avoid them this year, this list will tell you exactly what not to do when holiday shopping. Not saving in advance The holiday season has a way of sneaking up on customers, leading to lots of last minute shopping. We all are aware of when these gifts need to be bought, so why not set money aside to prepare?

  • November 5, 2020

    Categories: Budgeting, Mortgage, Personal Finance, Savings

    Buying a house is most likely the biggest purchase you’ll make in your lifetime. Asking lots of questions and having a well-thought-out plan before making the decision is crucial. We understand all the questions can become overwhelming, so we’re here to narrow it down to some of the most important financial things to consider before making your big purchase. Questions to ask yourself: Am I planning on living here long-term? Buying a home for a short time period may leave you

  • October 27, 2020

    Categories: Budgeting, Personal Finance, Savings

    Whether you’ve just entered your 20s or have been for a while, you’re probably aware of the many changes about to take place during this decade of your life. This is known to be the prime time to try new things, travel the world and live life to the fullest. But, it’s also the time where many individuals make huge money mistakes, fall quickly into debt and struggle getting out. Continue reading to make sure you don’t end up making these

  • October 20, 2020

    Categories: Budgeting, Holiday, Personal Finance, Savings, Seasonal

    The holidays often sneak up faster than expected along with the many Christmas gift purchases. This year, go easy on your wallet by making extra income to set aside just for gifts. Life is always busy, but with some hard work and dedication there’s always time to make a little extra cash. Continue reading for some money-making ideas!  De-clutter and Sell  Odds are, there are countless items in your house that either don’t get used enough or aren’t necessary.

  • October 13, 2020

    Categories: Budgeting, Personal Finance, Savings

    Once you enter adulthood, your finances become your own and the major life purchases quickly approach. While not all of these purchases take place at the same time nor is everyone guaranteed to make them all, it’s common for the average person to make most if not all of these purchases at some point in time. Continue reading to be prepared for your financial journey in the future!  1. New Car  That car you got when you turned 16 won’t last forever, and soon enough you’ll

  • October 6, 2020

    Categories: Budgeting, Personal Finance, Savings

    Just because your student loan payments don’t start right after you graduate, the sooner you start making payments, the better. Paying for the college student life is tricky enough, so paying off debt at the same time might seem impossible, but it’s doable with a few lifestyle adjustments. Continue reading to find out the best ways to make payments before you even graduate.  Make it Automatic  One of the best ways to be dedicated to setting money aside is to set up automatic

  • September 23, 2020

    Categories: Budgeting, Personal Finance, Savings

    Welcome to your 30s! This time of life is exciting, eventful and often comes with many financial decisions. These decisions have a big impact on your future as well as the future of your family. We hope you can learn from others’ mistakes and make smart money choices for a bright and less stressful future.  Avoiding the Retirement Planning  No matter what age you are, retirement often seems too far off to

    Tags: 30s, money

  • September 16, 2020

    Categories: Budgeting, Personal Finance, Savings

    Whether you’re a current college student or have graduated and are ready to get rid of your debt, there’s no better time than now to start paying off your loans. It’s not an easy job, but the feeling and relief of being debt-free is unlike any other. Keep reading to learn the five steps to take towards getting rid of your student loans.  1. Pay more than the minimum  No

    Tags: student loans

  • September 9, 2020

    Categories: Budgeting, Personal Finance, Savings

    Not only does having an emergency fund give you a peace of mind, but it can help you avoid the stress of being in debt. The best time to start building your emergency fund is now! If you’ve heard all about the importance of having this fund but aren’t sure how to get started, keep reading.  Set a Goal  The first step to building your emergency fund is figuring out how much you want to save. There are emergency

    Tags: emergency fund

  • September 2, 2020

    Categories: Budgeting, Personal Finance, Savings

    While struggling with debt isn’t uncommon, getting out of it as soon as possible is important. Student loans, car loans, credit cards and other payments can lead to your pile of debt getting bigger and bigger. So, what steps should you take if you are in debt? Keep reading to find out.  1. Clean Out Your House & Sell What You Don’t Use  Start small and simply sell the things you don’t need. You’d be surprised

    Tags: Debt