Personal Finance
-
Homeowner Costs People Forget About
June 17, 2020
Categories: Budgeting, Mortgage, Personal Finance, Savings
Are you thinking about taking the big step of becoming a homeowner? Purchasing your first house is a significant and exciting change, but it can be easy to get caught up in the excitement and forget about certain costs. If you want to make sure you have all of your financial bases covered before owning a house, keep reading! Lawn Upkeep The cost of maintaining a lawn is one people often underestimate. Whether
Read More -
5 Things to Teach Your Kids About Money
June 10, 2020
Categories: Budgeting, Community Banking, Family, General, Personal Finance, Savings
Parenting isn’t easy, and we are here to help you in whatever ways we can. Keep reading to learn about these 5 simple and important things to teach your kids about money! 1. The Importance of Saving The easiest way to encourage your kids to save money is by getting them a piggy bank. Some kids are fascinated by the piggy banks that automatically count your change, and other kids would
Read More -
Financial Planning Basics
June 3, 2020
Categories: Budgeting, Personal Finance, Savings
If you’re thinking about revamping the way you handle your finances, the first step is to plan. If you lay the details out and write things down, you’ll be much more likely to follow through and be financially wise. We’ve gathered some of the basic and practical tips when it comes to financial planning! Start an Emergency Fund You don’t realize how fast
Read More -
5 Games That Will Help Your Kids Learn About Savings
May 26, 2020
Categories: Budgeting, Family, General, Personal Finance, Savings
Teaching your kids about saving money can be quite the undertaking. Luckily, there are games and fun ways to help your children engage with this learning process. Check out these 5 games that will help your kids learn more about saving. 1. Monopoly Not only is Monopoly a fun family game, but it’s also a great game to teach kids about money. The game can get lengthy, but it teaches some valuable lessons. Not only do you learn how to save your money, but you also learn about making good
Read More -
Our Complete Guide to Saving Money
May 12, 2020
Categories: Budgeting, General, Personal Finance, Savings
Saving money isn’t a one-step process - there are tons of tips and tricks out there to help. We’ve narrowed it down to some of the most practical but impactful changes you can make to maximize your money saving. Plan Out Your Grocery Trips Going to the grocery store without a plan can be a dangerous game to play, and most people spend way more than needed at those registers. Start by planning out your meals for the week and only purchasing what you need for those meals. You’ll
Read More -
6 Ways to Spring Clean Your Finances
May 5, 2020
Categories: Budgeting, General, Personal Finance, Savings, Seasonal
Spring cleaning doesn’t just have to be about your house - sometimes your finances need a good dusting, too! We’ve put together some great and simple ways to clean up your finances and start fresh with your spending habits! 1. Clear Out the Paperwork Paperwork from your finances can pile up quickly. Now’s a great time to file through those old papers, make digital copies in a safe place and put them in the shredder. Not only will this declutter your office space,
Read More -
Renovate Your Home Without Breaking the Budget
April 16, 2020
Categories: Budgeting, Personal Finance, Savings
Are you ready to mix things up in the design of your home, but not ready to burn through your precious money to do so? We know some tips and tricks that will allow you to revamp the look of your home without going overboard on price. Keep reading to find out how! Improve the Lighting The lights in a room can drastically affect a room’s tone. Swapping out those harsh, flickering lights for softer, warmer lights will give your room a more comforting feel. Another lighting trick is to hang
Read More -
Spring Cleaning Your Budget 101
April 9, 2020
Categories: Budgeting, General, Personal Finance, Savings, Seasonal
Maybe you’ve started a budget but have found it complicated, time-consuming and not worth it. In the spirit of springtime, consider cleaning up your budget and starting fresh. A new season means a new and improved budget! Find A Purpose What’s the reason you started a budget? Maybe you are saving for your wedding, or possibly wanting to reduce your debt. Whatever the purpose is, make it clear and remind yourself of the reason you started. This will give you motivation to continue
Read More -
IRA FAQs: Find Your Answers
March 18, 2020
Categories: Investing, Personal Finance, Retirement, Savings
Retirement may seem far away or coming soon to you. Either way, you likely have some questions as many people do. Today, we will tackle some of the most common questions. What is an IRA? IRA stands for Individual Retirement Account. The purpose of it is to help people save for retirement through their paychecks. The two types of IRAs are Traditional and Roth. Traditional: With a Traditional IRA, you are able to put pre-tax dollars away for retirement, which will later be taxed
Read More -
Spring Break Saving Hacks
March 11, 2020
Categories: Budgeting, Personal Finance, Savings
Put those dreary winter days out of your mind while you begin planning for a wonderful spring vacation! Vacations don’t have to be for the extremely wealthy. You can have a great getaway this spring by busting out these savings hacks like a travel expert. Make a Plan The planning part of a vacation can be half the fun! You may have a location spot in mind, but use the planning time to consider closer alternatives that can be just as beautiful and relaxing. Last minute decisions
Read More