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Archive - January 2021

Home Blog Archive - January 2021

  • January 27, 2021

    Categories: Cyber Security, General, Security

    According to IdentityForce.com, about 1 in 15 people were victims of identity fraud in 2019. As technology continues to grow, the risk will only get higher. That’s why protecting yourself from this kind of crime is more important now than ever!  Rundown of Identity Theft  The first step in prevention is recognizing what identity theft is and why it’s dangerous. A simple description of identity theft is a crime in which an individual’s personal

  • January 20, 2021

    Categories: General, Online Banking

    Besides the obvious positive of having constant access to your bank account on your very own device, online and mobile banking brings various benefits to the table. If you haven’t downloaded our mobile app yet, keep reading to find out why you should.  1. Deposit Checks Anywhere  Save yourself a trip by making it possible to deposit checks from the comfort of your home. It’s an easy process, too! All you

  • January 13, 2021

    Categories: Budgeting, Personal Finance, Savings

    Creating a basic monthly budget is simple, but breaking it down into categories and deciding what you should and shouldn’t spend money on can get tricky. That’s where the idea of wants vs needs comes into play, and it’s one of the most important steps in budgeting. Struggling to figure out what the difference is? We’ll explain!  The Overall Difference Between Wants VS Needs  Financial needs include purchases that are required or absolutely

  • January 6, 2021

    Categories: Budgeting, Personal Finance, Savings, Seasonal

    During 2021, we want everyone to focus on a few ways to enhance their life and habits. Financially, you are always able to make a change for the better and increase your savings. Bank of Louisiana offers helpful tips to break these five bad financial habits this year.  1. Impulse Buying  When you see an item you think you need to have and buy it instantly, that hurts your bank account. That item may be on sale somewhere else and that deal they are giving probably